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2026-04-13 12:16:04 -

Smart Risk Management: How Banks Are Using Intelligence to Reduce NPAs

The NPA Problem and Its Real Cost Non-Performing Assets represent one of the most persistent and damaging challenges in Indian banking. When a loan stops generating the interest income it was supposed to produce and begins requiring provisioning that erodes capital, the impact on a bank's financial health is immediate and compounding. The direct costs are visible: lost interest income,...

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